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Have you or a loved one been diagnosed with Mesothelioma or Lung Cancer from asbestos?  You are not alone.  We want to help you and your family.  Asbestos Trust Fund money may be available to you, and you don't have to go to court.  This money can be used for medical bills and treatment, and provide future financial security for your loved ones.  Please call us today to get the facts.  Toll Free 1-866-777-2557 or fill out our online contact form and a Minnesota Mesothelioma Lawyer will contact you within 24 hours to answer any questions you might have.  This is a free consultation, and there are no legal fees or costs to you unless you receive money.  Operators are standing by.  Call now.  Mesothelioma Lawyers Minnesota

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Asbestos Trust Funds
Individuals who are diagnosed with mesothelioma may become overwhelmed with questions that must be addressed.  One of the major questions that can arise is, "How will I be able to support my family?"  A malignant disease such as mesothelioma can really turn an individual's world upside down.  Mesothelioma is a malignant disease that is very aggressive.  With treatment of this disease, finances can become depleted.  Treatment is not cheap.  Insurance companies may not be there to support the patient in their time of need.  While some treatment options may be covered, there is almost always a significant amount of money that must be paid out of pocket.  Having a high financial burden, only adds more stress to an already stressful situation. 

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Mesothelioma is a disease that results from occupational exposure.  Therefore, it is through no fault of their own that these individuals are exposed to this carcinogen.  The disease also develops decades post exposure.  The financial burden placed on these patient should not interfere with their treatment.  The goal of this article is to explore the asbestos trust funds that have been developed to help bare some of this financial burden placed on those diagnosed with this devastating disease.

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What Are Asbestos Trust Funds?
Asbestos trust funds were developed because of the know correlation between asbestos exposure and disease.  The companies that used asbestos as their prime mineral, were completely aware of the risk that this fire-resistant material had on their employees.  A majority of these companies began to file for chapter 11 bankruptcy.  These businesses were not able to withstand the financial payout to all their employees that suffered from asbestos-related diseases.  The companies filed for bankruptcy to try and get out of providing restitution to these employees who were just doing their job.  The courts determined that if these companies were going to file bankruptcy, they had to put into place an asbestos trust fund that would offer settlements to those employees who were affected by this carcinogen.  Each company that placed its employees at risk of asbestos exposure, were required to implement an asbestos trust fund.

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How To Access The Trust Funds?
Now that we have established there are asbestos trust funds, let's evaluate how to access these funds.  Once an asbestos-related disease has been diagnosed, it is then the individual's responsibility to contact the employer in which this exposure occurred.  The company should have a trust set up.  The next step is to contact the trustee who is over the trust funds.  There will be several steps that are required before a settlement is reached.  Some of those steps include meeting specific criteria set forth by the businesses to ensure that the asbestos exposure occurred while working at their location.  Medical records and imaging reports may also be requested. 

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After a claim has been filed with the company, it will be reviewed.  There are two types of review processes.  The first is the expedited review process.  It is titled expedited because it is a much faster process.  The business that is responsible for the asbestos exposure, has developed pre-determined standards based on specific medical criteria and diagnoses.  Based on those criteria, a set price is developed.  If the criteria are met and the price is agreed upon then the next process of liquidation can begin.  The second type of review is the individual review.  During these processes, each individual case is evaluated and different monetary values are requested.  Claim liquidation is then entered into.  Once an agreement has been made then the claim is paid. 

What Is Payment Percentage?
It is important to remember that the payout is usually in a payment percentage.  Therefore, it is imperative to be aware that just because an amount has been agreed upon does not mean that it will be the amount received.  For example, if the payment percentage is only 10%, and the liquidated amount is $50,000, then the actual amount paid to the employee is $5,000.  That is a signifiant difference.  Therefore, it is imperative to try and get as close to 100% payment percentage as possible when filing these claims.  If multiple companies who used asbestos were worked for over a period of time, a claim can be filed for each of these companies. 

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These asbestos trust funds have been developed to help bare the financial burden associated with these devastating diseases.  Monetary restitution cannot replace the lives lost or the pain and suffering associated with these diseases.  It is imperative that something be given to help those who are constantly battling the financial burden associated with the medical treatment.  These companies were fully aware of the risks associated with asbestos exposure.  For that fact alone, they should be held accountable for the lives they have hurt.

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